Getting home-improvement-loans for vinyl siding
Banks absolutely love it when homeowners get home-improvement-loans to get their homes sided with vinyl. It's because most home improvements are expensive and have very little equity if a contractor does it.
Vinyl is different that way unless you find a contractor that over-charges you for materials and labor. That is very common because contractors also know the value of siding. Just be sure to get several quotes and recommendations before you hire the work out
Most home improvement loans for vinyl siding make the home worth much more because of the dramatic difference in appearance that it makes. Banks and lending institutions already know this. I have always seen homeowners get loans immediately even if they don't have much equity in the home, for siding improvements.
Metal siding is slightly more expensive than vinyl and the labor will a little more if you hire it out, but either metal or vinyl will be fine.
If you're planning on
refinancing your house
to make it look better with siding, I promise you it will be worth it. There's nothing that makes a bigger difference in the construction project than siding.

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